Our CashBack supplement guarantees you will receive cash back each year either in benefits or refunds. The exact amount is based on your census and plan benefits. When a plan combines the low cost to employees of no deductible and low or no co-pays and the lower cost to employers of CashBack opportunities, coupled with tax savings, both employers and employees benefit.
Doctor Choice With Low or No Co-Pays
CashBack options allow you to provide your people with the most sought after option - complete doctor choice with no deductible and low or no CO-pays Properly designed plans allow you to enjoy savings and pass on the advantages of quality care. This care gives you and your people time to talk to a doctor you trust and understand, anytime - anywhere!
Clinic style plans that hinder, delay or deny ongoing care, specialized treatment, or any other necessary care are counter productive and may lose key people when they or their dependents need care.
By providing doctor choice, doctor error and resulting malpractice problems can be reduced. Second opinions not only save lives but help avoid wrong diagnosis and extra surgeries. Doctor choice increases peace of mind as will as health outcome results. This improves morale, attracts and holds employees. This is especially true when coupled with low or no CO-pays which save employees from those unexpected expenses that ruin budgets.
Discounts
Prescription discounts can average almost 30% off retail prices. Provider discounts can average over 30%. These are now your savings which allows you to cut costs or increase benefits.
The insurance company passed on some of these savings to you in lower premiums. We give you lower premiums plus the savings. This allows you to increase benefits and receive cash back because now YOU get the discounts.
Health Plans Dental Plus Division of Employers Association, Inc 1412 North Crain Highway, Suite 7B Chatham Executive Park Glen Burnie, Maryland 21061 410-760-4600 FAX 410-760-0677 Email: info@HPDP.com