It guarantees all your accumulated cash is returned to you either in benefits or outright and over several years it can amount to thousands of dollars per family.
By reducing selected options such as adding deductibles you can reduce current premiums 35% to 60% and have more than enough money to improve those same options. That's because state mandated expenses and insurance company reserves, high risk tables, premium taxes & other expenses can inflate premiums beyond the maximum benefits offered.
A reduction in premium effects a similar reduction in renewal rates. That can be significant even over several years.
We pay claims for you at discounted rates and you keep the savings.
Q: How can I find out if this plan will help me?
A: With no obligation you may contact us. Call, Fax or use our interactive electronic information request form. Individuals or Groups can take advantage of our services.
Q: Is there a group size requirement?
A: NO. This plan works for an individual or a group of any number. The great majority of larger companies are already using this concept. Companies under 50 lives have a hard time finding carriers that give benefits they need at an affordable price. Individuals and small groups can't do it without us.
Health Plans Dental Plus Division of Employers Association, Inc 1412 North Crain Highway, Suite 7B Chatham Executive Park Glen Burnie, Maryland 21061 410-760-4600 FAX 410-760-0677 Email: info@HPDP.com